Privacy Policy

1. Scope of this notice

This draft covers the ShineMoney marketing website. The website displays product information and concept previews. It has no account registration, payment form, mailing list, analytics integration, or support submission form.

2. Website data and hosting

The website code does not intentionally collect submitted personal or financial information or set analytics cookies. The hosting provider may process request metadata such as IP address, browser information, and access logs. The provider, retention period, and processing terms must be confirmed before deployment.

3. Planned Android features

The app’s actual data collection, storage, encryption, retention, deletion, backup, service providers, and international transfers have not been verified. A separate approved app privacy policy must describe them before release.

4. Permissions and accessible records

Planned SMS, email, notifications, microphone, and bank-related features depend on explicit permissions and supported sources. Deleted SMS and inaccessible emails cannot be automatically recovered. No claim of live bank integration is made on this website.

5. AI and third parties

AI insights and voice processing are planned. Providers, data sent to them, consent, and opt-out controls must be documented and approved before these features are enabled. No AI service is called by this website.

6. Your choices and requests

Do not submit sensitive information through this website. The owner must provide a verified privacy contact and a process for applicable access, correction, deletion, grievance, and other requests before launch.

7. Children and policy changes

Age requirements, children’s privacy practices, and the applicable legal framework need owner and legal confirmation. The approved notice should include its effective date and explain how material changes are communicated.